Privacy Commitment

At Seaguard, we are committed to providing you with products and services to meet your needs. That commitment includes protecting personal information we obtain about you. We want to earn your trust by providing strict safeguards to protect information about you as we continue to bring you valuable products and services. Please take a moment to read this Privacy Notice for some important information about your rights.

Confidentiality and Security

We restrict access to personal information about you to those employees who need to have that information to provide products or services to you. We maintain up-to-date physical safeguards (like secure areas in buildings), electronic safeguards (like encryption), and procedural safeguards (like customer authentication procedures to prevent identity theft). These safeguards exceed federal regulations to protect personal information about you. We train our employees on their roles in protecting this personal information, and conduct regular internal audits to support our commitment. Sometimes we use other companies to provide services for us, such as credit card services, and we select these companies carefully. They must keep the information we share with them safe and secure, and we do not allow them to use or share the information for any purpose other than the job they are hired to do.

Information We May Collect

When you apply to be our customer in writing, on the phone, by e-mail, and at our Web site, we may collect information about you, including information you give us on applications, questionnaires or other forms. When you are a customer of ours, we collect information about your transactions with us and with other companies in the Seaguard family, which may include account balances, fees, payment history, parties to transactions, and account usage. Sometimes we receive information from membership lists and other lists of potential customers, such as magazine subscription lists. We may also collect information from consumer reporting agencies, such as credit bureaus, in order to evaluate your eligibility for credit or other services and products.

Information We May Share

We obtain credit information from your application, or from a consumer report, such as your credit score and credit history. We use credit information to evaluate your eligibility for credit or other services and products, to verify representations made by you, such as your open lines of credit, and to verify credit information from another party regarding its employment, credit, or other relationship with you.

At Seaguard, we appreciate how important privacy is to our customers. We want you to understand why we collect and sometimes share information about you and how this can benefit you. Simply stated, by knowing more about our customers, we and our business partners can provide specialized products and services that may be of interest to you and your family. Also, we can protect you from identity theft, fraud, and unauthorized access to personal information about you. In addition, we can provide a greater range of products and services to more customers.